Banking & Financial Institutions is a structured track of 6 lessons that build a complete, interview-ready understanding of the topic. Work through them in order, then use the quiz and flashcards in each lesson to revise.
What this course covers
- The Indian Banking System Explained - India's banking and financial system is one of the largest and most complex in the world, serving 1.4 billion people through a layered architecture of institutions regula
- Banking Products & Services Explained - Product Category Key Products Revenue/Return Model Indian Examples Deposits (Liability Products) Current Account (0% interest), Savings Account (~3.5-4%), Fixed Deposit (
- NPAs in India: The Crisis & Resolution (IBC) - Non-Performing Assets (NPAs) are loans where principal or interest is overdue for more than 90 days.
- Digital Banking & the Fintech Revolution in India - India has become a global leader in digital financial infrastructure, led by UPI, Aadhaar, and a vibrant fintech ecosystem.
- Key Banking Metrics: NIM, CASA & GNPA - Metric Formula HDFC Bank FY24 SBI FY24 Kotak Bank FY24 Benchmark NIM (Net Interest Margin) (Interest Income - Interest Expense) / Avg Earning Assets 4.3% 3.3% 5.0% Privat
- Basel Norms Explained (Basel I, II & III) - Basel Accords are international banking regulations designed by the Bank for International Settlements (BIS) to ensure global banks maintain adequate capital buffers.