Fintech, Payments & Digital Finance is a structured track of 13 lessons that build a complete, interview-ready understanding of the topic. Work through them in order, then use the quiz and flashcards in each lesson to revise.
What this course covers
- Fintech & Payments at a Glance: Size, Growth & Structure - The fintech landscape by segment, funding cycle and the shift from growth to profitability.
- How the Fintech & Payments Value Chain Works - How a digital payment or loan travels across the rails, and who is paid at each step.
- Business Models: How Fintech & Payments Players Make Money - Take rate, float, lending spread and subscription - where fintech revenue actually comes from.
- Key Players and the Competitive Map in Fintech & Payments - Payments, lending, wealth, insurance and infrastructure players, mapped by segment.
- The Metrics That Define Fintech & Payments Performance - Take rate, contribution margin, acquisition payback, credit cost and monthly transacting users.
- Regulation and the Bodies That Govern Fintech & Payments - The licence perimeter, lending guidelines, data rules and what is not permitted.
- Government Policy and Incentives Shaping Fintech & Payments - Digital public infrastructure, account aggregation and interoperability mandates.
- Indian Market Nuances in Fintech & Payments - Zero-fee payment rails, cash habits and why distribution beats product in India.
- Emerging Trends Reshaping Fintech & Payments - Embedded finance, co-lending, secured lending shift and consolidation.
- Where AI Is Landing in Fintech & Payments - Alternative-data underwriting, fraud rings, conversational support and bias exposure.
- Fintech & Payments Interview Questions With Model Answers - Business model, unit economics and regulatory questions with model answers.
- Careers in Fintech & Payments: Roles, Employers & Pay - Product, risk, growth, partnerships and operations roles inside fintech firms.
- Applied: A Full Fintech & Payments Teardown - One fintech evaluated as an investor would, from rail economics to regulatory risk.