Fixed Income & Credit

Fixed Income & Credit

Fixed Income & Credit is a structured track of 5 lessons that build a complete, interview-ready understanding of the topic. Work through them in order, then use the quiz and flashcards in each lesson to revise.

What this course covers

  • Bond Fundamentals: Yields, Coupons & Prices - A bond is a fixed-income instrument representing a loan from the investor to a borrower (government, corporation, or financial institution).
  • Credit Analysis & Credit Rating Scales Explained - Credit analysis assesses the probability of default and loss given default for a borrower.
  • The Indian Bond Market Explained - Indian Bond Market - Key Facts Government Securities (G-Secs): Issued by RBI on behalf of GoI.
  • Structured Finance & Securitisation Explained - Securitisation involves pooling financial assets (loans, receivables) and issuing securities backed by those pools to investors.
  • Credit Risk Models Explained - Altman Z-Score - Predicting Corporate Bankruptcy Z-Score = 1.2×X1 + 1.4×X2 + 3.3×X3 + 0.6×X4 + 1.0×X5 X1 = Working Capital / Total Assets | X2 = Retained Earnings / Total