Fixed Income, Bonds & Credit Analysis

Fixed Income, Bonds & Credit Analysis

Fixed Income, Bonds & Credit Analysis is a structured track of 13 lessons that build a complete, interview-ready understanding of the topic. Work through them in order, then use the quiz and flashcards in each lesson to revise.

What this course covers

  • Bond Basics: Price, Coupon, Yield to Maturity & Accrued Interest - Bond mechanics from clean price to yield to maturity, with a full example.
  • The Price-Yield Relationship and Why Bonds Move Inversely - Why prices fall when yields rise, and how curved that relationship is.
  • Duration, Modified Duration & Convexity Made Practical - Measuring interest rate sensitivity and using it to position a portfolio.
  • The Yield Curve: Shapes, Drivers & the Signals It Sends - Normal, flat and inverted curves, the theories behind them, and what they predict.
  • Types of Bonds in India: Government, State, Corporate & Short-Term Paper - Every major Indian debt instrument, with issuer, tenor and typical investor.
  • The Indian Bond Market: Participants, Liquidity & Global Index Inclusion - How India's bond market is structured and what global index inclusion changed.
  • Credit Analysis: The Five Cs and the Analyst's Actual Workflow - The five Cs of credit alongside the real workflow behind a lending recommendation.
  • Spreading Financials & Building a Credit Assessment Note - Spreading a borrower's financials and writing the note that goes to committee.
  • Credit Ratings in India: Scales, Agencies & Rating Migration - Indian rating scales, the agencies, and what a downgrade actually signals.
  • Securitisation & Structured Finance Explained - How Indian securitisation is structured, tranched and credit-enhanced.
  • Expected Credit Loss: Default Probability, Loss Severity & Provisioning - The expected credit loss framework and how provisions are actually computed.
  • Distressed Debt & Recovery: What Happens When Credit Goes Bad - Default, restructuring, recovery rates and the distressed investing angle.
  • Case Study: Would You Lend? A Full Credit Decision Walkthrough - A complete credit decision on a real-shaped borrower, ending in a sanction call.